Our services

Whether you’re acquiring a new business, growing an existing one or expanding into new markets, we make it happen. We cut through the complexity, connect you with the right lenders, and guide you – the Aleria way.

Commercial Finance

Comprehensive support for complex deals. We lead negotiations and provide specialised advisory, working closely with accountants and legal teams to structure optimal solutions for your business. From mergers and acquisitions to refinancing, we help your business balance risk with opportunity.

We assist clients with:

  • Securing favourable terms on loan and security agreements
  • Strengthening financial projections through stress testing
  • Aligning loan covenants with your business requirements
  • Structuring amortisation schedules to support your financial strategy
  • Preparing your business for lender due diligence
  • Presenting normalised earnings through business cases that demonstrate performance to lenders

With banks tightening credit and regulations constantly changing, securing the right funding can be tough. Success comes from knowing what lenders need. That’s where we step in.

We take the time to understand your business – how you operate, your customers and suppliers, and what makes you competitive. Once we have a complete picture of your goals and challenges, we create a bespoke solution tailored to you.

We specialise in: 

  • Working capital solutions
  • Receivables finance
  • Trade finance
  • Term debt funding
  • Growth funding
  • Acquisition funding
  • Asset finance
  • Debt restructuring and consolidation

Finance to make property projects possible. We support developments and investment opportunities with funding that maximises returns and manages risk. By partnering with us from day one, we can align finance solutions with your project goals and secure tailored funding for every stage of development or investment.

We support with:

  • Large office and retail developments
  • Mixed-use property projects 
  • Apartment and residential developments
  • Multi-townhouse developments
  • Land banking for future sites
  • Managing residual stock

SMSF, made simple. We help you understand how SMSFs work and how lending can be structured within your fund. Then, we guide you through SMSF lending for property or asset investment, helping you make the most of your strategy and grow your portfolio.

Secure the assets your business needs to grow and operate smoothly. With over 18 years of commercial lending experience, we manage a comprehensive range of equipment funding. We work closely with each client and draw on our network of specialist lenders to deliver flexible solutions tailored to your business needs.

Residential Finance

Find the right loan for your home. We have access to a wide range of bank and non-bank lenders who provide traditional mortgage solutions, helping you secure the mortgage that fits your needs. Whether it’s your first property or your next home, we’ll guide you through your options and support you in choosing the right one. 

We can help you with: 

  • Purchasing a new home
  • Off-the-plan purchases
  • Home loan pre-approvals
  • Refinancing existing owner-occupied loans
  • Restructuring loans to access equity

We help investors secure the right finance for their property portfolio. Whether you’re purchasing established or off-the-plan properties, refinancing, or comparing market rates, we structure your finances to support your goals and make the most of your capital.

We can support you with:

  • Purchasing a new residential investment property
  • Off-the-plan investment purchases
  • Refinancing existing investment loans
  • Comparing the market to secure better interest rates
  • Restructuring investment loans to access equity